Verboticism: Fakehoped
DEFINITION: v. To offer pre-approved credit, loans or sweepstake prizes in order to lock the some poor sucker into permanent usury. n. Junk mail, spam or telemarketing offers for pre-approved credit and loans.
Voted For: Fakehoped
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Failout
Created by: artr
Pronunciation: feylout
Sentence: Denise was excited to get another "special" credit card offer. How could she turn it down? She was pre-approved. One more piece of plastic, one more failout...
Etymology: fail (to fall short of success) + bailout (an instance of coming to the rescue, especially financially)
Pawnfree
Created by: TJayzz
Pronunciation: Paw-n-fr-ee
Sentence: Now that the credit crunch is well under way many people will be forced to turn to buying on credit from those pawn-free credit offers. This means that you are entitled to free gifts and 0% for the first six months, then when you are completely hooked the rate goes up to 19% therefore having great difficulty keeping up the repayments.
Etymology: Pawn(a person who is used by others for their own purposes) + Free(Something given for nothing. OR IS IT???)
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COMMENTS:
pawnfree, as free as the wind blows - Jabberwocky, 2009-02-24: 09:18:00
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Lendanger
Created by: karenanne
Pronunciation: len DAYN jer
Sentence: Aiyo Yu keeps getting calls from PityBank (motto: "We Want to Help You Feel Forever In Our Debt") offering her the "opportunity" to roll her balances on other cards "free of charge" into the card she holds from this particular company. She also gets mailings from the same company inviting her to apply for various-sized loans that would pay off all her debts and give her "just one convenient monthly payment." These lendangering practices are helping a lot - helping PityBank, that is. She doesn't seem to realize that rolling all your outstanding debts into one payment is only helpful if you actually pay down the balance every month, and don't run up new balances. Most of her paycheck is a lendangered species at this point.
Etymology: endanger + lend
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COMMENTS:
An all-too familiar tale, sadly! - Nosila, 2010-09-07: 21:10:00
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Mailfeasance
Created by: Pseudonym
Pronunciation: mail-FEEZ-ance
Sentence: The cell phone contract that I "won" seems to be a case of mailfeasance.
Etymology: mail + malfeasance
Debtbillitation
Created by: Jabberwocky
Pronunciation: det/bil/i/tay/shun
Sentence: Offering credit cards to students who have just incurred huge loans is debtbillitation and shouldn't be allowed.
Etymology: debt + bill + debilitation (enfeebling)
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COMMENTS:
I think they should make that a real word! - kateinkorea, 2009-02-24: 07:55:00
Terrific! - TJayzz, 2009-02-24: 10:43:00
Owe! Owe! Good One! - silveryaspen, 2009-02-24: 14:41:00
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Mortalgage
Created by: Stevenson0
Pronunciation: mort/al/age
Sentence: The sales pitch and the rates were good we decided to lock into a 60 year mortalgage.
Etymology: MORTALGAGE - from MORTAL + MORTGAGE or MORTAL + ENGAGE
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COMMENTS:
very clever - Jabberwocky, 2009-02-24: 08:59:00
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Indebture
Created by: Nosila
Pronunciation: in dept chure
Sentence: When Della got hom,e from work, she had yet more mail to sort. From different angles, each one wanted her to be in a state of indebture to them.
Etymology: Indenture (a contract binding one party into the service of another for a specified term) & Debt (the state of owing something (especially money)
Credituate
Created by: matte76
Pronunciation:
Sentence: A new credituate in the mail always made her think of new shoes. Banks credituate their customers.
Etymology: credit + habituate, similar to barbituate
Edmcmahonuever
Created by: Nosila
Pronunciation: ed mc man oover
Sentence: Stella got that important-looking envelope in the mail for the first time. You know, the one that says, "You May Already Be A New Homeowner"! Her heart started beating faster as she read the large print. Was it really possible after living in basement suites and studio apartments all her adult life, that she could actually have won a home of her own??? Her head swirled with fantasy with each sentence she read. The possibilities...more than one bedroom and bathroom, a lovely garden, a garage, a patio, loads of room for entertaining and room for a dog or two! In other words, all the things she could never afford working at the convenience store. All she had to do to win the house was order a pre-approved credit card at 36% interest and order a few magazines. She looked through the selection of publications, trying to find one or two that actually might interest her. Popular Mechanics, BodyBuilder, Crochet Today, HangGlider's Weekly, Parenting...gee, not much here to make her want to read them once, never mind a 3 year subscription. She settled for Convenience Store Monthly and Buyer Beware, sent in her entry forms and payment. At first she was excited, but disappointment grew at not hearing anything back for weeks. One early morning, a van, a marching band, champagne, flowers and a TV crew showed up at her door. Stella answered it in hair rollers, shaggy slippers and a distressed housecoat, with a green cosmetic mask stuck on her face. She had won the House!!! She was awestruck, her mask cracked and peeled as she jumped up and down. The house she had won was ironically the one that Ed McMahon had been foreclosed on and now she was the proud owner. This edmcmahoneuever had worked in her favor!
Etymology: Ed McMahon (TV Personality also known as spokesperson ofr Publishers' Clearing House whose tagline "You may already be a winner" has lured millions to sign up for magazine subscriptions and merchandise in order to be entered into their Sweepatakes Draw. In latter years,ironically, Ed has faced bankruptcy, being sued by creditors, suing various people himself and mortgage foreclosures for non-payment). & Maneuver (an action aimed at evading an opponent;a move made to gain a tactical end;a deliberate coordinated movement requiring dexterity and skill)
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COMMENTS:
A Real Prize Package! - silveryaspen, 2009-02-24: 14:45:00
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Wotsmineisjaws
Created by: GlobalGallery
Pronunciation: whats-myne-iz-jawz
Sentence: "Eehh! No praablem, wotsmineisjaws" uttered Rodrigo as he handed the crisp new fifty dollar bills over to his desperate customer. "But you know the score man, it's a nickel on the dollar for every day you owe me...RIGHT!".
Etymology: The words of a loan shark.
