Verboticism: Preapprusury
DEFINITION: v. To offer pre-approved credit, loans or sweepstake prizes in order to lock the some poor sucker into permanent usury. n. Junk mail, spam or telemarketing offers for pre-approved credit and loans.
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Indebture
Created by: Nosila
Pronunciation: in dept chure
Sentence: When Della got hom,e from work, she had yet more mail to sort. From different angles, each one wanted her to be in a state of indebture to them.
Etymology: Indenture (a contract binding one party into the service of another for a specified term) & Debt (the state of owing something (especially money)
Abusury
Created by: Nosila
Pronunciation: ab yuz yuree
Sentence: The real reason that there is a world monetary crisis is because of the abusury of banks, lenders, credit companies and insurers. All those "introductory low interest or interest-free" credit cards and lines of credit were the bait used to lure the innocent consumers into financial ruin! They are the credit crystal-meth designed to addict and enslave.
Etymology: Abuse (treat badly;change the inherent purpose or function of something) & Usury (an exorbitant or unlawful rate of interest)
Flimflamscamjam
Created by: artr
Pronunciation: flimflamskamjam
Sentence: Trudy found herself paying for one credit card with the next one. She couldn't wait for the mail to deliver the next pre-approved offer. She was in a complete flimflanscamjam. Her financial plan can be compared to fire walking. If she hesitates at all she is gonna get burned.
Etymology: flimflam (a confidence game) + scam (a dishonest scheme; a fraud) + jam (an awkward situation or predicament)
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COMMENTS:
This is one of those "Can't say it 10 times fast" words. - wayoffcenter, 2009-02-24: 07:19:00
New idea for a sammich: Peanut butter and flimflam jam. Good word! - Mustang, 2009-02-24: 19:02:00
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Debtbillitation
Created by: Jabberwocky
Pronunciation: det/bil/i/tay/shun
Sentence: Offering credit cards to students who have just incurred huge loans is debtbillitation and shouldn't be allowed.
Etymology: debt + bill + debilitation (enfeebling)
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COMMENTS:
I think they should make that a real word! - kateinkorea, 2009-02-24: 07:55:00
Terrific! - TJayzz, 2009-02-24: 10:43:00
Owe! Owe! Good One! - silveryaspen, 2009-02-24: 14:41:00
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Failout
Created by: artr
Pronunciation: feylout
Sentence: Denise was excited to get another "special" credit card offer. How could she turn it down? She was pre-approved. One more piece of plastic, one more failout...
Etymology: fail (to fall short of success) + bailout (an instance of coming to the rescue, especially financially)
Credituate
Created by: matte76
Pronunciation:
Sentence: A new credituate in the mail always made her think of new shoes. Banks credituate their customers.
Etymology: credit + habituate, similar to barbituate
Aschemataripu
Created by: readerwriter
Pronunciation: uh-sceem-uh-tuh-rihp-u
Sentence: The Blandit Brothers knew Disney litigators were on the way, but they were going to get away with it as long as they could. The BBs were sending the song to cell phones with voice-over promises that budding American Idiots could have a direct link to Simon Coward. Here was the song and lyrics played in the background: Aschemataripu! What a wonderful phrase... Aschemataripu! Ain't no passing craze... It means no worries For the rest of your days It's our problem-free philosophy Aschemataripu!
Etymology: A direct rip off from "Hakuna Matata," a song from Disney's The Lion King!
Fakehoped
Created by: kitkat1995
Pronunciation: fake-hoped
Sentence: I have been fakehoped into a credit card last year, now Im stuck in debts.
Etymology:
Lendanger
Created by: karenanne
Pronunciation: len DAYN jer
Sentence: Aiyo Yu keeps getting calls from PityBank (motto: "We Want to Help You Feel Forever In Our Debt") offering her the "opportunity" to roll her balances on other cards "free of charge" into the card she holds from this particular company. She also gets mailings from the same company inviting her to apply for various-sized loans that would pay off all her debts and give her "just one convenient monthly payment." These lendangering practices are helping a lot - helping PityBank, that is. She doesn't seem to realize that rolling all your outstanding debts into one payment is only helpful if you actually pay down the balance every month, and don't run up new balances. Most of her paycheck is a lendangered species at this point.
Etymology: endanger + lend
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COMMENTS:
An all-too familiar tale, sadly! - Nosila, 2010-09-07: 21:10:00
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